Car Loans
 
 
l   Car Loans   l
Frequenty Asked Questions
Car Loan FAQs

How much can I borrow?
Any amount from £3,000 to £50,000 depending on your circumstances.

What can I use the loan for?
Our loans have no restrictions for purposes.

What if I move house?
In certain circumstances your loan may be transferred to your new property, or simply clear the amount outstanding from your sale proceeds.

Over how long can I spread the payments?
Generally your loan may be repaid over any period between 3 and 25 years.

Can I repay the loan early?
The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

What if I am off sick or lose my job?
Our optional insurance schemes are available to cover your monthly payment if you are unable to work due to illness, redundancy or unemployment. Can you guarantee this will not happen to you?

What if I want to borrow more?
Just contact us, even if your existing loan is still being repaid.
Site by Debt Consolidation Loan 2004
 
 
 

About Us

We are registered members of the Corporation of Finance Brokers and the Finance Industry Standards Association. The majority of our loans are arranged through subsidiaries of major high street banks.
 
Our loans can allow you to pay off all your existing credit cards, overdrafts & unsecured loans and replace them with just one manageable monthly payment. Alternatively you could splash out on a dream holiday, a new car or improvements for your home.
 

Here’s what we can offer:

  • We GUARANTEE no broker fees will be charged either up front or on completion of your loan.
  • You may borrow over any term (3 - 25 years) and borrow any amount (£3,000 - £100,000).
  • Speed of service - our experienced staff are available to answer your call outside normal working hours to ensure your loan is processed promptly and professionally.
  • We will consider all circumstances including mortgage arrears, county court judgements, defaults or a poor credit rating (on certain but not all occasions an alternative interest rate may be offered to such customers).
  • Fixed, capped and variable rates are available on very competitive terms.
  • Rebates are provided for early settlement.
  • Loans up to 125% of property value are also available.
  • Facilities available for retired applicants and for people in receipt of pension/benefit income (different terms may apply).
  • Our loans are completed by post. Personal home visits are also available upon your request.
  • Optional accident, sickness, and redundancy protection provided if required.
 

Our Pledge:

In the unlikely event that you are not in receipt of your cheque within 21 working days of us receiving your completed application form through a fault of our own we will send you a cheque for £50.00 absolutely free. That's how highly we value our customer service.

Please Note: only applies to completed loans and where a delay is caused directly by our error.